We make financing your projects as smooth as possible
Success Capital works closely with you to bring your project financing together. Our role is to package, process, close and service SBA 504 loans for fixed assets, including buildings, equipment, renovations, expansion or refinances.
Borrowers
At Success Capital, we make the financing process as smooth and trouble-free as possible. Borrowers benefit from Success Capital’s extensive expertise and experience with the rules, regulations, and policies of lenders and the SBA.
- You can cut through “red tape” costs and potential delays by taking advantage of our professional services. Here’s how we can help you.
- Analyze your funding options and work with you to choose the best solutions
- Introduce your project to qualified lenders who are eager to work with you
- Prepare application documents to emphasize your business strengths and work closely with your lending partner
- Present plans to address and overcome any weaknesses or deficiencies
- Work closely with your lender to accelerate the process and address any questions
- Coordinate with other agents, including legal advisors, financial advisors and others as needed
- Work with the SBA to ensure timely loan approval
- “Keep you in the loop” with constant communication throughout the loan process
Lenders
Success Capital maintains strong relationships with lenders to strengthen relationships with clients. Our goal is to enable you to reduce risk, manage asset ratios with lower loan amounts, resulting in your ability to say “yes” and win business.
We can save you time and identify constructive solutions to challenging client situations. Here’s how we can help you.
- Work with you from first contact through approval by the SBA
- Provide SBA expertise to lenders
- Provide superior-quality screening, underwriting, and packaging services
- First lien position with a low loan-to-value ratio, which minimizes the collateral risk
- In house credit decisions and use of your own loan documentation
- Ability to set your own rates and fees
- No SBA paperwork for you to complete, offering more time with other clients
- Can gain Community Reinvestment Act credits as the program is overseen by the SBA
- With only a 50% bank involvement, there is a lower reserve requirement
Financial Professionals and Brokers
Success Capital is a valuable resource to financial professionals, including CPAs, commercial real estate brokers, mortgage brokers, financial planners, and business consultants. You can depend on our expert team to deliver an honest assessment of clients’ situations. Here’s how we can help you.
- Provide valuable expertise based upon years of training and experience with the complex lending and regulatory environment
- Identify strengths of client companies to improve their application
- Provide critical steps to minimize weaknesses or deficiencies
- Simplify the application-to-approval process
- Expedite the process for quick turnarounds
- With our extensive knowledge of other products and provider network, we can refer you to other resources if a 504 loan is not feasible.
Commercial Realtors
When you want hassle-free commercial real estate lending help for your clients, turn to Success Capital.
Are you tired of all the frustrations you encounter when helping your clients get a commercial real estate loan? If your answer is yes, then read on.
Have you experienced any of the following with lenders?
- Takes way too much time: The loan needs to be processed quickly, but it just drags on and on.
- Lack of communication: Weeks (or months) pass, and you don’t hear from the lender on the application’s status. Or until there’s a problem, such as missing documents or inaccurate information.
- The “Last Minute Scurry”: A week before closing, you’re asked for additional paperwork, and have to run around to collect it.
- Steep training curve: You have to spend too much time with the lender to explain the project to them, and what’s involved.
Turn to the proven loan experts! Since 1986, Success Capital has worked with commercial realtors all over California. Our clients include PMZ, Benchmark Realty, ReMax and Northgate Commercial, to name a few.
Success Capital has helped over 400 companies fulfill their dreams with over $121 million in 504 loan financing. Our services include:
- Cost-effective loans for as little as 10% down with a 20-year or 25-year fixed rate.
- Pre-approval letter within 48 hours.
- Many loans can be approved within 45 days.
- Every step of the loan is handled properly in a timely manner.
- Regular communications and updates – as frequently as you want them.
- Immediate follow-up when an application issue arises.
Guaranteed Customer-Centric professional service!
We know how important it is to provide you and your client with a hassle-free experience. For your client, it’s about realizing their dreams. For you, it’s about a satisfied client and earning your commission. We’re your commercial real estate loan experts.
We were extremely satisfied with the service provided by Success Capital. In our situation we needed to move quickly and Success Capital was more than equal to the task of making it happen on behalf.
~ Brett L. Dickerson, Dickerson Law, Inc., Oakdale, CA