• Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Facebook
  • Instagram
Call us today for no obligation consultation
209.521.9372

Success Capital

  • Home
  • About Us
  • Loan Services
    • Loan Programs
      • Green Loans
      • Revolving Loan Fund
      • Debt-Term Refinance Program
    • Getting Started
    • Borrowers
    • Lenders
    • Financial Professionals
    • Commercial Realtors
  • Resources
    • Loan Calculator
    • 504 Loan FAQs
    • Getting Started
  • Spotlight
    • Newsletters
    • Events
    • Success Stories
  • Contact
We make SBA Loans Simple!
Home » Resources » Loan Calculator

Loan Calculator

Calculate your estimated monthly payment. Simply enter information into all of the fields below. If you have questions, please see our FAQ section. If you have further questions, feel free to contact us.





20 25

Source

Amount ($)

% of Total

Rate (%)

Term (yrs)

Monthly Payment

Bank Loan

SBA 504 Loan

Down Payment

-- -- --

Total Financing

100 -- --

Please note:

The above estimated structure is based on 90% financing. The actual amount of financing available will vary based on the project type, the applicant’s credit quality and based on the lesser of project cost and appraised value.

Bank interest rates are estimates and may be fixed or variable. The bank loan amortization is typically 20 to 25 years and may carry a shorter term or due date. Bank loan fees vary. You can negotiate rates and terms with your bank, provided they use at least a 10 year maturity.

The 504 rate is estimated based on current rates. The final rate is set at the time of loan funding. 504 rates are fixed for 20 years, typically at the 10-year Treasury rate plus 2 1/2 to 3%. 504 fees* are to 2.65% of the 504 loan amount plus $2300 and are financed with the project. 504 loans are fully amortizing loan with no balloon payments. 504 loans have a formula prepayment penalty in their first ten years.

* Notes about fees

  1. CDC Processing Fees totaling 1.5% are eliminated on loans approved between 12/27/2020 and 9/30/2021. This reduces the overall fees temporarily from 2.65% to 1.15%.
  2. Third-Party Lender Fee (1/2%) paid on the bank’s loan is also eliminated for loans approved between 12/27/2020 and 9/30/2021.

Primary Sidebar

Success Stories

Sign up to stay in touch!

Subscribe to our monthly newsletter for small business success, insights & ideas.

Select list(s) to subscribe to


By submitting this form, you are consenting to receive marketing emails from: Success Capital SBA, 1301 L Street, Suite 4, Modesto, CA, 95354. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Footer

About Us

Success Capital finds financing solutions to help you get projects accomplished. We help small businesses throughout California secure favorable fixed rate financing for real estate projects and equipment.

Current Rates

25 Year

6.31%

20 Year

6.28%

10 Year

6.43%
Includes fees to CDC, SBA and central servicing agent; based on pricing published by NADCO each month.

Contact Us

1301 L Street, Suite 4
Modesto, CA 95354

Tel: (209) 521-9372
Fax: (209) 521-9373
E-Mail: info@SuccessCapitalSBA.com

Privacy Policy • Cookies Policy • Privacy Settings

Copyright © 2016–2023 Success Capital · Site by Webdancers · Log in