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We make SBA Loans Simple!

/ March 2, 2017

What are the general rules for the project structure?

The first mortgage must be equal to or greater than the 504 loan. The 504 loan may not exceed 40% of the total project cost. The borrower’s injection must be at least 10% of the total project cost (or 15% to 20% if a start-up and/or special purpose facility). No more than 50% of the project costs can come from federal sources.

If the loan is for a special purpose building, the bank’s loan percentage will never be lower than 50% because any increase in the down payment must reduce the SBA loan and not the bank’s loan. (For example, on the special purpose building purchase the borrower puts 15% down, SBA loan then is 35% of the project, and the bank loan is 50%)

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About Us

Success Capital finds financing solutions to help you get projects accomplished. We help small businesses throughout California secure favorable fixed rate financing for real estate projects and equipment.

Current Rates

25 Year

6.39%

20 Year

6.41%

10 Year

6.20%
Includes fees to CDC, SBA and central servicing agent; based on pricing published by NADCO each month.

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1301 L Street, Suite 4
Modesto, CA 95354

Tel: (209) 521-9372
Fax: (209) 521-9373
E-Mail: info@SuccessCapitalSBA.com

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