Success Capital partners with lenders to provide up to 90% financing. The borrower pays 10% of project costs using cash, equity in the land or building, and/or prepaid project-related expenses. Down payments of 15% to 20% are required for new businesses (less than 2 years old) and/or purchase of special-use facilities (see our list of special use facilities). A bank or other institutional lender provides a first lien loan for 50% of the project cost. Success Capital provides a second lien loan for 40% of the project cost.